Payments ReportIndia payment statistics from RBI and NPCI

UPI

UPI overview UPI apps UPI banks and declines AutoPay and IPO mandates Market share and the 30% cap Merchant categories States and districts

Systems

All payment systems NEFT RTGS IMPS NACH and APBS AePS FASTag Cheques Bill payments (BBPS)Mobile banking Internet banking BHIM app

Cards and cash

Credit and debit cards Credit card issuers ATMs, PoS and QR codes Wallets and prepaid cards Cash and the e-rupee Cash and digital compared

Money abroad

Money sent abroad (LRS)LRS: travel LRS: studies abroad LRS: maintenance of relatives LRS: gifts LRS: equity and debt Personal transfers in and out Indian cards used abroad Remittances received over IMPS

Banks

All banks Reliability: declines and downtime Jan Dhan accounts Compare banks and apps

Data

This month so far Month in payments Financial year Records Busiest days and Diwali Digital Payments Index Downloads Data status Sources Methodology

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Bharat Connect (BBPS) statistics: 283.3 mn transactions worth Rs 1.55 lakh crore in October 2026, +7.5% on a year earlier. Monthly since Jun 2020. Bharat Connect, formerly the Bharat Bill Payment System: bill payments such as electricity, telecom, loan EMIs, insurance and FASTag recharges, run by NPCI Bharat BillPay.

Bharat Connect (BBPS) statistics

Name: Bharat Connect (BBPS) monthly transactions
Creator: Payments Report
License: https://creativecommons.org/licenses/by/4.0/

UPIOverview Apps Banks Mandates Market share Merchant categories States

SystemsAll systems NEFT RTGS IMPS NACH AePS FASTag Cheques Bill payments (BBPS)Mobile banking Internet banking BHIM

Cards and cashCards Card issuers ATMs and PoS Wallets Cash and the e-rupee Cash and digitalMoney abroadMoney sent abroad (LRS)Cards used abroad

BanksAll banks Reliability Jan Dhan accounts Compare

DataThis month so far Month in payments Financial year Records Busiest days and Diwali Digital Payments Index Downloads Data status

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Data from the Reserve Bank of India and NPCI. Last updated 2 Nov 2026.Independent project, not affiliated with RBI, NPCI or any bank or app named here. Not financial advice. Terms, privacy and licence.