Payments ReportIndia payment statistics from RBI and NPCI

Technical decline rates for 50 UPI banks in September 2026 (0.26% weighted; highest Punjab and Sind Bank at 1.86%), with IMPS, ATMs, AePS and NPCI's downtime by bank.

Bank reliability: failed payments and downtime

Name: Technical decline rates and downtime by bank
Creator: Payments Report
License: https://creativecommons.org/licenses/by/4.0/

How often each bank's systems fail payments (technical declines) on UPI, IMPS, shared ATMs, AePS, AutoPay and FASTag, and the downtime NPCI records at each bank, from NPCI's monthly ecosystem tables.